BOI Credit Officer Recruitment 2025 – Apply Online for 514 Posts

Posted on: December 19, 2025
Category: Government Bank Jobs in India
Qualification: Government Jobs for Graduates
Location: Maharashtra
Last date to apply: 5 Jan, 2026

Bank of India (BOI), a premier Public Sector Bank in India and with its headquarters in Mumbai, has announced recruitment of Credit Officers in the General Banking Officer (GBO) stream under Project No. 2025/26/01. This is considered one of the latest Government Bank Jobs in India and offers position at various scales according to the qualifications set for Indian nationals in age, education and experience. The online application will be open on December 20, 2025 and will close on January 05, 2026. The successful candidates will be posted anywhere in the country.

Category Wise Vacancy Details

Post NameSCSTOBCEWSGENNo. of Posts
Credit Officer52931736
941662560
623111241172418
Total Posts763713750214514

Eligibility Criteria

Post NameEducational Qualification
Credit Officer (MMGS-II)
  • Graduation with minimum 60% marks (55% for SC/ST/OBC/PwBD)
  • Minimum 2 Years in Banking/Financial Institutions preferred
Credit Officer (MMGS-III)
  • Graduation with minimum 60% marks (55% for SC/ST/OBC/PwBD)
  • Minimum 4 Years in Banking/Financial Institutions preferred
Credit Officer (SMGS-IV)
  • Graduation with minimum 60% marks (55% for SC/ST/OBC/PwBD)
  • Minimum 7 Years in Banking/Financial Institutions preferred

Important Dates

  • Application Begin: December 20, 2025
  • Last Date to Apply: January 5, 2026

Age Limit

  • MMGS-II: 25 – 35 years
  • MMGS-III: 28 – 38 years
  • SMGS-IV: 30 – 40 years

Age Relaxation

  • SC / ST: 5 Years
  • OBC (Non-creamy layer): 3 Years
  • PwBD: 10 Years
  • Ex-Servicemen / ECOs / SSCOs: 5 Years
  • Persons affected by 1984 riots: 5 Years

Application Fee

  • General / OBC / EWS: Rs. 850/-
  • SC / ST / PwBD: Rs. 175/-

Application Mode

  • Online

Pay Scale

  • MMGS-II: Rs. 64,820 – Rs. 93,960/-
  • MMGS-III: Rs. 85,920 – Rs. 1,05,280/-
  • SMGS-IV: Rs. 1,02,300 – Rs. 1,20,940/-

Selection Process

  • Applications initially undergo scrutiny based on qualification and eligibility criteria as well as supporting documents uploaded at the time of registration.
  • Candidates may have to take the online examination pertaining to Reasoning, Quantitative Aptitude, Professional Knowledge and English (which is qualifying alone).
  • The merit list is prepared based on scores obtained by a particular category in the online test (English section is excluded).
  • The shortlisted candidates are generally called for a personal interview in a ratio of 1:3 to the number of vacancies.
  • Final selection is made by combining the performance in the online test and interview with a weightage of 70:30 or only on interview if the exam is not conducted.

How to Apply for BOI Credit Officer Recruitment 2025

  • Visit the official Bank of India recruitment website at www.bankofindia.bank.in
  • Navigate to the Career section to find the “Recruitment of Credit Officers” in GBO Stream.
  • Read the entire advertisement properly and check whether you fit into the eligibility criteria or not.
  • Click on the `Apply Online’ link once available (from Dec 20, 2025).
  • Fill out the application form appropriately, giving all details accurately.
  • All required documents must be uploaded with the application including your photo, signature and any other relevant documentation.
  • Please pay for your application per your category.
  • Once you have completed reviewing the information contained within your application, please submit the application online.
  • Please print a copy of your completed application for your records.

FAQs

BOI Credit Officer Recruitment 2025 is an initiative of the Bank of India designed to recruit officers in the GBO stream at various scales. Interested candidates who fit the eligibility criteria regarding qualification, age and work experience can apply online within the window opening between Dec 20, 2025 and closing on Jan 05, 2026. The selected officers will then be posted in different BOI branches spread over the nation, ensuring a rewarding career in one of the major public sector banks within India.

Candidates must have a graduation degree with a percentage of marks as required, together with a certain period of experience as specified in the advertisement ibid, depending upon the scale applied for. The age limits are between 25 and 35 years for MMGS-II, 28 to 38 years for MMGS-III and 30 to 40 years for SMGS-IV. Relaxation will be as per the government norms for the reserved categories.

The online application process will commence on December 20, 2025 and will end on January 05, 2026. Candidates should complete the registration, upload all required documents and pay the application fee during this period. Under no circumstances will applications be accepted after the deadline, and applicants are advised to avoid any last-minute pressure and apply much before the last date.

Important Links

Official Notificationwww.bankofindia.bank.in
Short Notificationwww.bankofindia.bank.in
Official Websitewww.bankofindia.bank.in
Apply Onlinewww.bankofindia.bank.in (Activated On Dec 20, 2025)

Don’t Miss This: Browse All Maharashtra Government Job Vacancies – Stay Ahead with Aavedan.co

Category

Bank

Qualification

Graduation

Location

Maharashtra

Last date to apply

5 Jan, 2026

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